Buy This Property Real Estate
Real Estate & Mortgages
Membership benefits come in two categories, Real Estate and Mortgages.
- The real estate benefits are numerous and are value added services which can easily be equated to a dollar value.
- Mortgage benefits are both value added service items and straight forward financial incentives. Our mortgage services are available Canada wide.
By being a member you have access to either one individually or both. We give our customers the choice because for example; You might live in another part of the province and only need our mortgage services. Or You may already own your home and only need our service at that time for mortgages.
There is a synergy between the two that is compelling. It make sense to have a person who is both a licenced real estate agent and a licenced mortgage agent working on your behalf to optimise the purchase and or sale of your most valuable asset.
No Cost To You
Mortgages come in many different varieties standard, second, self employed and the list goes on. Our professional services are free to you for most mortgages and certainly standard mortgages. How is it free? The banks pay us to do all the work for them and as a result they pay us a fee for doing all that work. You can relax knowing a licensed independent mortgage professional is working for you. With your best interests at heart and not the banks.
We Pay You – Yes We Pay You!
As all mortgages are different we have a sliding scale but the bottom line is that even with standard mortgages where you pay nothing for our professional services we pay you a percentage of the fee the banks pay us. So in a nut shell, you get independent, experienced professional services when we arrange the best mortgage for you and in the end we pay you!
Why do we do this?
Simple. We believe it’s good business practice. When you see our work we think there’s a very good chance you will use our services for the longer term for both real estate and mortgages. Either way you still get money back no one else will give you.
For the first time in Ontario you can use a company that specialises in both real estate and mortgage services. Your home is probably the most valuable purchase of your life. It makes sense to have an independent professional negotiating both purchase and financing. The ability to save you money and time in the short, medium and long terms is compelling.
Mortgage Renewal Date Reminders
3 months before your mortgage renewal date usually 5 years, we will send you a reminder with a comprehensive overview of your possible options going forward. We are keen to keep your best interests at the forefront. Most people don’t realise there are options at this time and just sign back the documents to the bank. Never the wiser that they may have saved thousands of dollars and cut years off their mortgage amortization period.
Annual Mortgage Review
Every year on the anniversary of the purchase of your property we will send you a comprehensive mortgage review. It will show you the state of your mortgage and suggestions to further optimise it with reference to your long and short term financial goals. Even if you didn’t use our services to buy your home we will send you a CMA Comparative Market Analysis of your property. The importance of combining the two cannot be underestimated. Our annual mortgage review becomes particularly important when the term of your loan is up. We will remind y
Real Estate Benefits
Annual CMA – Comparative Market Analysis
Every year on the anniversary of the purchase of your home we will send you a comparative market analysis of it’s current value. It makes sense to track and know what your most valuable asset is worth. If we are providing your mortgage services we will send you an assessment of your mortgage at the same time. The importance of combining the two cannot be underestimated.
The CMA will show you amongst other things what similar properties in your area have been selling for. This may influence your decision to add that new kitchen or perhaps take the advances made in home value and use that to sell and move up.
Ongoing Renovation Advice
Having a professional real estate agent a phone call away to advise on such things as let’s say, the merits of a new kitchen is a valuable service. Most people overcapitalise on kitchen renovations. We’re here to advise you based on the big picture. Is this your forever home? Do you plan to move in the years to come? Is your mortgage up for renewal soon?
We work with you to know and understand your short, medium and long term goals. By combining your real estate and mortgage (financial) goals we are able help you feel comfortable making the sensible financial or emotional decision.
Free Home Staging Consultation
Home staging can cost from hundreds to thousands of dollars depending on the property. Being active real estate agents we know what sells and during the selling process with you, a free home staging consultation is part of the services we provide our members.
If you need more than just some careful arranging of furniture then we will be happy to recommend a number of contractors like painters. People who’s work we know and are confident recommending to one our valued customers.
Trusted Service Professionals
If you can’t find the right tradesperson for that plumbing job or need someone for a kitchen renovation we will be happy to put you in touch with the vetted professionals that make our list. We will always recommend at least two people in a certain trade so you may make the final decision without bias.
We do this because finding good people these days is difficult and being in real estate we see the quality or lack thereof each day from tradespeople we encounter. Only the best make it to our list and it is available to our members. Although every effort is made to assure the quality of these people we do not guarantee their work but are confident you will be happy. The last thing we want is to lose a customer because of the work of a third party.
Long Term After Sales Service
We don’t forget about you once we’ve sold you a home or property. It is our goal to meet your long term real estate and mortgage needs. So you will hear from us at least once a year with your CMA and mortgage update. But if for example one of our goals when we met you was to improve you credit score and a product or the timing comes available to improve on that goal.
Then we will be in touch sooner. You can sleep well at night knowing that your real estate and mortgage needs are being monitored every day and that if we find something that better serves your needs we will let you know.
Peace Of Mind
We hope all of the above free services will help you enjoy what matters in life.